All the funding deals in the digital banking market
Last updated: 13 July 2026
In our updated market reports, you will find everything you need
The digital banking market continues to attract large investments across neobanks, payments, banking software, lending, cards, and compliance technology.
We conducted deep research and collected 57 digital banking funding deals announced from Q1 2024 through Q2 2026.
We refresh this digital banking market funding page very often to add newly announced deals.
Insights
- The 57 digital banking funding deals in this list represent about $6.1 billion in disclosed investment between Q1 2024 and Q2 2026.
- Digital banking funding accelerated strongly in 2026. The 32 deals announced during the first half of 2026 raised about $4.2 billion.
- Q2 2026 was the largest quarter in this dataset. Digital banking companies raised about $3.2 billion across 21 funding deals.
- Cred and Ramp raised a combined $1.65 billion in Q2 2026. These two digital banking deals represented more than half of the quarter's disclosed funding.
- Neobanks remained important, but digital banking infrastructure also attracted major checks. Airwallex, Mercury, Primer, Rain, and Upvest each raised at least $100 million.
- Compliance technology became a visible digital banking funding category in 2026. Flagright, Bayshore, Eisen, spektr, Haast, Variance, Steward, and Cleafy raised capital.
- Stablecoin-based digital banking companies gained momentum. Rain, KAST, Fasset, and several payment infrastructure providers raised substantial funding during 2026.
- Latin American digital banking companies remained active. Ualá, Plata, Fintoc, and other regional platforms attracted investors across banking, credit, and payments.
- The digital banking market serves both consumers and businesses. Large rounds supported consumer banks, business accounts, corporate cards, payment systems, and banking software.
Summary table of the funding deals for the digital banking market since 2024
We define the digital banking market as banking products and infrastructure delivered through digital channels rather than traditional branches.
It includes Neobanks, Mobile Banking Platforms, Core Banking Software, Banking APIs, Digital Onboarding, and Payments and Cards.
It excludes broader adjacent markets unless the product is built specifically for this use case.
We focused exclusively on pure players, defined as companies with at least 70–80% of their business directly tied to the digital banking market.
Our analysis has been done at a global level with a minimum funding threshold of $300k.
If you want a longer-term view, we also have a study of how funding activity in the digital banking market has changed over the years.
| Name | What they do | Amount in $ | Quarter | Source(s) |
|---|---|---|---|---|
| Airwallex | Provides global business accounts, payments, cards, and financial software. | $320.0M | Q2 2026 | FinTech Global |
| Float Financial | Offers corporate cards, bill payments, and business credit in Canada. | $62.0M | Q2 2026 | FinTech Global |
| Trovy | Offers credit cards backed by the value of customers' homes. | $25.0M | Q2 2026 | FinTech Global |
| Cred | Provides credit card payments, rewards, lending, and financial services in India. | $900.0M | Q2 2026 | FinTech Futures |
| Flagright | Helps financial institutions monitor transactions and investigate financial crime. | $12.5M | Q2 2026 | FinTech Global |
| Interchecks | Provides instant payment technology for fintech companies and financial institutions. | $50.0M | Q2 2026 | FinTech Global |
| Current | Provides digital banking, credit, and financial tools to US consumers. | $80.0M | Q2 2026 | FinTech Global |
| Ramp | Provides corporate cards, expense management, procurement, and finance automation. | $750.0M | Q2 2026 | PR Newswire |
| Bayshore | Turns financial regulations into automated compliance workflows using artificial intelligence. | $8.0M | Q2 2026 | FinTech Global |
| Primer | Provides unified payment infrastructure for online businesses and payment teams. | $100.0M | Q2 2026 | FinTech Global |
| Eisen | Provides compliance operations infrastructure for banks and fintech companies. | $18.5M | Q2 2026 | FinTech Global |
| Mercury | Provides digital business banking services for startups and growing companies. | $200.0M | Q2 2026 | Business Wire |
| Fasset | Provides stablecoin banking, payments, and investment services in emerging markets. | $51.0M | Q2 2026 | Fasset |
| Equipifi | Helps banks add flexible payment and buy-now-pay-later products. | $34.0M | Q2 2026 | Finextra Research |
| Fun | Builds payment and settlement infrastructure for global digital applications. | $72.0M | Q2 2026 | FinTech Global |
| Novio | Provides a consumer credit card and related financial services in India. | $14.4M | Q2 2026 | FinTech Global |
| Slash Financial | Provides business accounts, cards, payments, treasury, and financial automation. | $100.0M | Q2 2026 | FinTech Global |
| Plata | Operates a technology-led digital bank for consumers in Mexico. | $405.0M | Q2 2026 | FinTech Global |
| spektr | Automates customer and business compliance checks for financial institutions. | $20.0M | Q2 2026 | Spektr |
| Wamo | Provides business accounts and financial management tools to European SMEs. | $10.8M | Q2 2026 | FinTech Global |
| Haast | Automates compliance work for companies operating in regulated industries. | $12.0M | Q2 2026 | FinTech Global |
| Variance | Provides artificial intelligence tools for financial risk and compliance workflows. | $21.5M | Q2 2026 | FinTech Global |
| Steward | Automates investor onboarding, anti-money-laundering checks, and customer verification. | $5.0M | Q1 2026 | FinTech Global |
| Cleafy | Protects banks and customers from online fraud and cyberattacks. | $13.0M | Q1 2026 | Cleafy |
| KAST | Provides stablecoin accounts, international payments, and digital financial tools. | $80.0M | Q1 2026 | FinTech Global |
| Ualá | Provides digital banking, cards, lending, investments, and insurance in Latin America. | $195.0M | Q1 2026 | FinTech Global |
| Xflow | Provides cross-border payment infrastructure for businesses in India. | $16.6M | Q1 2026 | FinTech Global |
| Lupiya | Provides digital loans, payments, and investment services in Zambia. | $3.0M | Q1 2026 | FinTech Global |
| Varo Bank | Operates a fully digital consumer bank in the United States. | $123.9M | Q1 2026 | Finextra Research |
| Mal | Builds an artificial intelligence-based Islamic digital bank in Abu Dhabi. | $230.0M | Q1 2026 | Finextra Research |
| Rain | Provides stablecoin payment infrastructure for businesses and financial platforms. | $250.0M | Q1 2026 | FinTech Global |
| Knight FinTech | Provides digital lending and banking infrastructure to Indian financial institutions. | $23.6M | Q1 2026 | FinTech Global |
| Tyme Group | Operates digital banks in South Africa and the Philippines. | $250.0M | Q4 2024 | Tyme Group |
| Upvest | Provides investment infrastructure to banks, neobanks, and financial technology companies. | $105.0M | Q4 2024 | TechCrunch |
| KAST | Provides stablecoin-based dollar accounts and international financial services. | $10.0M | Q4 2024 | TechCrunch |
| Zopa | Operates a UK digital bank offering savings, loans, and credit cards. | $86.8M | Q4 2024 | TechCrunch |
| Cardless | Builds co-branded credit card programs for consumer brands. | $30.0M | Q4 2024 | PR Newswire |
| Neo Financial | Provides digital accounts, cards, savings, and lending products in Canada. | $79.0M | Q4 2024 | Business Wire |
| Ualá | Provides digital banking services across Argentina, Mexico, and Colombia. | $300.0M | Q4 2024 | Ualá |
| Imprint | Creates co-branded credit card programs and digital banking products. | $75.0M | Q4 2024 | Business Wire |
| Dotfile | Automates customer verification, business verification, and financial crime compliance. | $6.6M | Q3 2024 | Cinco Días |
| FlexiLoans | Provides digital business loans to small and medium-sized Indian companies. | $34.5M | Q3 2024 | Accion |
| Comun | Provides digital banking services for immigrant communities in the United States. | $21.5M | Q3 2024 | TechCrunch |
| Amount | Helps banks and credit unions offer digital lending products. | $30.0M | Q3 2024 | Business Wire |
| Matera | Provides core banking, digital ledger, and instant payment technology. | $100.0M | Q3 2024 | Crowdfund Insider |
| Dopay | Provides payroll accounts and digital banking services to underserved workers. | $13.5M | Q3 2024 | Crowdfund Insider |
| FintechOS | Helps financial institutions build digital banking and insurance products. | $60.0M | Q2 2024 | TechCrunch |
| MAJORITY | Provides digital banking and financial services for migrants in the United States. | $12.5M | Q2 2024 | Refresh Miami |
| Alpian | Operates a Swiss digital private bank focused on wealth management. | $83.5M | Q2 2024 | FinTech Futures |
| Ansa | Provides digital wallets and stored-value payment infrastructure for merchants. | $14.0M | Q2 2024 | PR Newswire |
| Fintoc | Connects merchants directly to customer bank accounts for digital payments. | $7.0M | Q2 2024 | TechCrunch |
| KreditBee | Provides app-based loans to consumers and small businesses in India. | $9.4M | Q1 2024 | Entrackr |
| Griffin | Provides regulated banking infrastructure to financial technology companies. | $24.0M | Q1 2024 | TechCrunch |
| Monzo | Operates a UK digital bank for consumers and businesses. | $430.0M | Q1 2024 | Financial Times |
| Tuum | Provides cloud-based core banking software to banks and fintech companies. | $27.0M | Q1 2024 | Tuum |
| ModernFi | Helps community banks manage deposits and access deposit networks. | $18.7M | Q1 2024 | Business Wire |
| Digital Onboarding | Helps banks onboard customers and improve digital customer engagement. | $58.0M | Q1 2024 | Volition Capital |
Related blog posts
- The most highly valued startups in the digital banking market
- How healthy is startup funding in the digital banking market right now?
- The startups that have raised the most funding in the digital banking market
