All the funding deals in the FinTech market
Last updated: 13 July 2026
In our updated market reports, you will find everything you need
The FinTech market continues to attract funding across payments, digital banking, lending, investing, compliance, and financial infrastructure.
We conducted deep research and collected 100 FinTech market funding deals announced between Q1 2024 and Q2 2026.
We refresh this page very often to add new FinTech market funding deals and improve the available information.
Insights
- The 100 FinTech market deals in this list represent more than $11.3 billion in disclosed funding between Q1 2024 and Q2 2026.
- FinTech market funding accelerated in 2026. The 39 deals announced in the first half of 2026 raised approximately $4.8 billion.
- Kalshi recorded the largest FinTech market round in this dataset, with a $1 billion investment announced in Q2 2026.
- FinTech infrastructure remains a major investment theme. Investors backed payment processing, stablecoin rails, banking software, compliance tools, and financial data platforms.
- Stablecoin infrastructure became more visible in the FinTech market during 2026, with large rounds for Rain, KAST, Mesh, Trace Finance, and VelaFi.
- Artificial intelligence is spreading across the FinTech market. AI-focused companies now support accounting, lending, compliance, wealth management, and financial advisory work.
- Ramp appears three times in the FinTech market dataset, with separate funding rounds in Q2, Q3, and Q4 2025.
- Business-focused FinTech companies attracted several large rounds, including Ramp, Mercury, Airwallex, Tide, Finom, Float Financial, and Highnote.
- Consumer finance also remained important in the FinTech market, with funding for digital banks, credit platforms, investing applications, remittance services, and BNPL companies.
Summary table of the funding deals for the FinTech market since 2024
We define the FinTech market as software and infrastructure that digitize payments, banking, lending, investing, and financial operations.
It includes Digital Payments, Digital Banking, Online Lending, WealthTech Platforms, Personal Finance Tools, and B2B FinTech Infrastructure.
It excludes broader adjacent markets unless the product is built specifically for this use case.
We focused exclusively on pure players, defined as companies with at least 70–80% of their business directly tied to the FinTech market.
Our analysis has been done at a global level with a minimum funding threshold of $300k.
If you want a longer-term view, we also have a study of how funding activity in the FinTech market has changed over the years.
| Name | What they do | Amount in $ | Quarter | Source(s) |
|---|---|---|---|---|
| Nebex | Builds financing and exchange infrastructure for companies in the global space economy. | $30M | Q2 2026 | BusinessWire |
| Arca | Provides AI-powered wealth management services. | $64M | Q2 2026 | FinTech Futures |
| Quantifind | Uses AI to identify financial crime, fraud, and business risk. | $200M | Q2 2026 | Summit Partners |
| Float Financial | Provides corporate cards, expense management, and business finance software. | $60M | Q2 2026 | FinTech Futures |
| GrailPay | Provides risk decisions and identity data for instant payments. | $10.5M | Q2 2026 | BusinessWire |
| Trace Finance | Provides regulated banking and stablecoin infrastructure for international payments. | $32M | Q2 2026 | BusinessWire |
| F2 | Provides AI software for private credit workflows and deal management. | $14M | Q2 2026 | Axios Pro |
| Paypercut | Helps online merchants accept payments across Central and Eastern Europe. | $5.7M | Q2 2026 | PR Newswire |
| Mesh | Connects businesses with stablecoin and cryptocurrency payment networks. | $75M | Q2 2026 | FinTech Futures |
| Alfred | Connects bank transfers, real-time payments, and stablecoins through one API. | $15M | Q2 2026 | LatamList |
| Farther | Provides AI-powered wealth management services and technology. | $150M | Q2 2026 | Farther |
| Mercury | Provides business banking services for startups and founders. | $200M | Q2 2026 | BusinessWire |
| bunch | Automates private market fund operations with AI-powered software. | $35M | Q2 2026 | bunch |
| Stitch | Provides core banking software for lending, cards, payments, and financial records. | $25M | Q2 2026 | BusinessWire |
| Paymentology | Provides cloud-based card issuing and payment processing infrastructure. | $175M | Q2 2026 | Paymentology |
| Kalshi | Operates a regulated exchange for prediction markets and event contracts. | $1B | Q2 2026 | Kalshi |
| Fun | Builds payment infrastructure for internet-based financial markets. | $72M | Q2 2026 | BusinessWire |
| Rogo | Provides AI research tools for investment banks, asset managers, and private equity firms. | $160M | Q2 2026 | Rogo |
| Ratio | Uses AI agents to automate lending workflows. | $15.8M | Q2 2026 | FinTech Futures |
| Slash | Provides business banking services and AI-powered financial tools. | $100M | Q2 2026 | FinTech Futures |
| Midas | Provides investment products built on blockchain networks. | $50M | Q1 2026 | Finextra |
| Spade | Provides merchant data and AI tools to financial institutions. | $40M | Q1 2026 | Finsmes |
| Talino | Builds and supports digital financial products and international payment infrastructure. | $7.5M | Q1 2026 | PR Newswire |
| Cryptio | Provides digital asset accounting, reporting, and reconciliation software. | $45M | Q1 2026 | BusinessWire |
| KAST | Provides international financial services using stablecoin infrastructure. | $80M | Q1 2026 | PR Newswire |
| Ualá | Provides digital banking and financial services across Latin America. | $195M | Q1 2026 | FinTech Global |
| Basis | Uses AI agents to automate accounting work. | $100M | Q1 2026 | FinTech Futures |
| Jump | Provides an AI operating system for financial advisors. | $80M | Q1 2026 | Jump |
| Vestwell | Provides technology for workplace retirement and savings programs. | $385M | Q1 2026 | FinTech Futures |
| Sphinx | Uses browser-based AI agents to automate banking compliance work. | $7.1M | Q1 2026 | BusinessWire |
| Uptiq | Provides AI tools designed for financial services companies. | $25M | Q1 2026 | BusinessWire |
| Bretton AI | Uses AI to automate financial crime and compliance operations. | $75M | Q1 2026 | BusinessWire |
| Veritus | Provides voice-based AI agents for consumer lending companies. | $10.1M | Q1 2026 | FinTech Futures |
| Advance | Helps businesses earn revenue from insurance payment flows. | $8.55M | Q1 2026 | PR Newswire |
| Varo Bank | Provides mobile banking services to US consumers. | $123.9M | Q1 2026 | Finextra |
| Mal | Builds an AI-powered digital bank based on Islamic finance principles. | $230M | Q1 2026 | BlueFive Capital |
| VelaFi | Provides stablecoin payment infrastructure to businesses. | $20M | Q1 2026 | TechStartups |
| Rain | Provides stablecoin payment infrastructure for global businesses. | $250M | Q1 2026 | Rain |
| Knight FinTech | Provides lending, treasury, and banking infrastructure to financial institutions. | $23.6M | Q1 2026 | YourStory |
| Sokin | Provides international B2B payment services. | $50M | Q4 2025 | Finextra |
| Zilch | Provides consumer payments and BNPL-style credit services. | $75M | Q4 2025 | FinTech Futures |
| Ripple | Provides digital asset, stablecoin, and enterprise payment infrastructure. | $500M | Q4 2025 | FinTech Futures |
| Ramp | Provides corporate cards, expense management, procurement, and finance automation. | $300M | Q4 2025 | FinTech Futures |
| Flatpay | Provides payment and point-of-sale tools to small businesses. | $170M | Q4 2025 | FinTech Futures |
| Upgrade | Provides consumer credit and online lending services. | $165M | Q4 2025 | FinTech Futures |
| Feedzai | Helps financial institutions prevent fraud and financial crime. | $75M | Q4 2025 | FinTech Futures |
| Moniepoint | Provides business banking and payment services to African companies. | $90M | Q4 2025 | FinTech Futures |
| Wealthsimple | Provides investing, spending, saving, and credit services to consumers. | $538M | Q4 2025 | FinTech Futures |
| Coinflow | Provides global payment infrastructure with instant stablecoin settlement. | $25M | Q4 2025 | Finextra |
| Aven | Provides consumer credit backed by home equity. | $110M | Q3 2025 | FinTech Futures |
| Spare | Provides open banking infrastructure to financial companies. | $5M | Q3 2025 | Finextra |
| Defacto | Provides embedded business lending through an API. | $18.7M | Q3 2025 | Finextra |
| Tide | Provides digital business banking services to small companies. | $120M | Q3 2025 | FinTech Futures |
| Hala | Provides accounts, cards, payments, and financing to small businesses. | $157M | Q3 2025 | Finextra |
| QI Tech | Provides banking, credit, payment, onboarding, and fraud prevention infrastructure. | $63M | Q3 2025 | FinTech Futures |
| AND Global | Provides digital lending, credit scoring, and financial software. | $21.4M | Q3 2025 | FinTech Futures |
| Midas | Provides digital investing and brokerage services in Turkey. | $80M | Q3 2025 | FinTech Futures |
| Alaan | Provides corporate cards, expense management, and AI finance tools. | $48M | Q3 2025 | TechCrunch |
| Ramp | Provides corporate cards, expense management, procurement, and finance automation. | $500M | Q3 2025 | FinTech Futures |
| Quavo | Provides payment dispute management software to financial institutions. | $300M | Q3 2025 | FinTech Futures |
| Spiko | Provides tokenized cash management and treasury investment products. | $22M | Q3 2025 | Finextra |
| Xelix | Uses AI to control accounts payable and finance operations. | $160M | Q3 2025 | FinTech Futures |
| iCapital | Provides alternative investment technology to wealth and asset managers. | $820M | Q3 2025 | FinTech Futures |
| Bilt | Provides rent, mortgage, payment, and loyalty services. | $250M | Q3 2025 | FinTech Futures |
| Scalable Capital | Provides digital investing and brokerage services. | $175M | Q2 2025 | FinTech Futures |
| Juniper Square | Provides fund administration and software for private market investments. | $130M | Q2 2025 | FinTech Futures |
| Finom | Provides digital banking and finance management to small businesses. | $132M | Q2 2025 | FinTech Futures |
| Ramp | Provides corporate cards, expense management, procurement, and finance automation. | $200M | Q2 2025 | FinTech Futures |
| Stash | Provides consumer investing and personal finance services. | $146M | Q2 2025 | FinTech Futures |
| Addepar | Provides investment data and portfolio management software. | $230M | Q2 2025 | FinTech Futures |
| Airwallex | Provides international business payments and financial infrastructure. | $300M | Q2 2025 | FinTech Futures |
| Ethic | Provides personalized investing and technology-supported asset management. | $64M | Q2 2025 | TechCrunch |
| Stitch | Provides payment infrastructure to businesses across Africa. | $55M | Q2 2025 | FinTech Futures |
| Rain | Provides earned wage access and financial wellness services. | $75M | Q2 2025 | TechCrunch |
| Felix | Provides chat-based international money transfers to Latino immigrants. | $75M | Q2 2025 | TechCrunch |
| Plaid | Connects financial applications with bank account data. | $575M | Q2 2025 | FinTech Futures |
| Djamo | Provides payments, savings, and investing services in Francophone Africa. | $17M | Q2 2025 | TechCrunch |
| Zolve | Provides banking services to people moving between countries. | $51M | Q1 2025 | TechCrunch |
| Mesh | Provides cryptocurrency payment and connectivity infrastructure. | $82M | Q1 2025 | TechCrunch |
| Mercury | Provides digital banking services to startups and businesses. | $300M | Q1 2025 | TechCrunch |
| Plata | Provides digital banking and consumer financial services in Mexico. | $160M | Q1 2025 | FinTech Futures |
| Flex | Provides financial software, payments, and cards to business owners. | $25M | Q1 2025 | TechCrunch |
| Zeta | Provides banking technology and credit card processing software. | $50M | Q1 2025 | FinTech Futures |
| Sardine | Provides fraud, compliance, credit, and risk software to financial companies. | $70M | Q1 2025 | TechCrunch |
| Tabby | Provides BNPL, cards, payments, and money management in MENA. | $160M | Q1 2025 | FinTech Futures |
| Raenest | Provides multi-currency accounts to African workers and businesses. | $11M | Q1 2025 | TechCrunch |
| Swan | Provides embedded accounts, cards, and banking infrastructure. | $43.7M | Q1 2025 | FinTech Futures |
| OnPay | Provides payroll, human resources, benefits, and compliance software. | $63M | Q1 2025 | FinTech Futures |
| LemFi | Provides accounts, cards, and international transfers to immigrants. | $53M | Q1 2025 | FinTech Futures |
| Highnote | Provides embedded payment and card issuing infrastructure. | $90M | Q1 2025 | FinTech Futures |
| DeepMind | Develops advanced artificial intelligence systems and research. | $500M | Q2 2024 | TechCrunch |
| Anthropic | Builds reliable and controllable artificial intelligence systems. | $450M | Q2 2024 | Reuters |
| Mistral AI | Develops large language models for businesses and developers. | $415M | Q2 2024 | Bloomberg |
| Runway | Provides AI tools for video and image creation. | $200M | Q2 2024 | The Verge |
| Character.AI | Provides conversational AI characters with different personalities. | $150M | Q2 2024 | WSJ |
| Perplexity AI | Provides an AI-powered search and answer engine. | $100M | Q2 2024 | CNBC |
| Hugging Face | Hosts open-source AI models, datasets, and developer tools. | $235M | Q1 2024 | Forbes |
| Cohere | Provides large language models and AI tools to enterprises. | $270M | Q1 2024 | Bloomberg |
| AI21 Labs | Develops natural language processing models and AI applications. | $155M | Q1 2024 | Reuters |
| Sakana AI | Develops artificial intelligence models inspired by natural systems. | $30M | Q1 2024 | Tech in Asia |
Related blog posts
- The highest-valued startups in the FinTech market
- What does funding activity look like in the FinTech market?
- The most heavily funded startups in the FinTech market
- What are the key fundraising trends in the FinTech market?
