Which startups have raised the most funding in the FinTech market?

In our updated market reports, you will find everything you need
This article tracks the top startups in the FinTech market, ranked by total cumulative funding raised.
We update this FinTech startup list every month, so the ranking stays useful as new rounds, IPOs, and acquisitions happen.
The dataset covers payments, neobanks, lending, wealth, brokerage, spend management, open banking, and financial infrastructure.
A quick summary table
| Metric | Value |
|---|---|
| Most funded startup | Stripe, $8.8B raised |
| Second most funded startup | Robinhood, $7.6B raised |
| Largest funding round | Stripe, $6.5B Series I in March 2023 |
| Median funding | $655M |
| Share of funding captured by the top 10 | About 41.6% |
| Median time since last round | About 49 months |
| Startups that raised funding in the last 12 months | 21 startups |
| FinTech startups with IPO status | 18 startups |
| FinTech startups with acquired status | 7 startups |
| Active private FinTech startups in the ranking | 74 startups |
Top startups in the FinTech market ranked by total funding raised
Here is an updated table that ranks the top startups in the FinTech market based on the total amount of funding they have raised to date.
The table also includes the total number of funding rounds, the date and size of the latest round, the financing type (e.g. Series A, equity financing), key investors, the startup’s current status (active, IPO, acquired, or shut down), and a confidence score based on the data collected (we excluded startups with very low data confidence, to make sure everything is reliable).
| # | Startup | What They Do | Total Raised ($) | Total Rounds | Last Round Date | Last Round Amount ($) | Last Round Type | Key Investors | Current Stage | Confidence |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Stripe | Online payments infrastructure | $8.8B | 13 | March 2023 | $6.5B | Series I | Andreessen Horowitz, Founders Fund, GIC | Active | Strong |
| 2 | Robinhood | Commission-free investing app | $7.6B | 10 | July 2021 | $1.9B | IPO | Ribbit Capital, ICONIQ, Sequoia | IPO | Strong |
| 3 | SoFi | Digital personal finance platform | $5.4B | 8 | May 2021 | $2.4B | SPAC / PIPE | Social Capital Hedosophia, QIA, SoftBank | IPO | Strong |
| 4 | Nubank | Latin American digital bank | $4.3B | 11 | December 2021 | $2.6B | IPO | Public market investors | IPO | Strong |
| 5 | Klarna | Buy now pay later | $4.3B | 12 | September 2025 | $200M | IPO | Public market investors | IPO | Partial |
| 6 | Chime | Consumer digital banking app | $3.8B | 10 | June 2025 | $699M | IPO | Public market investors | IPO | Partial |
| 7 | Ramp | Corporate spend management | $3.1B | 11 | June 2026 | $750M | Series F | ICONIQ, GIC, Ontario Teachers’ Pension Plan | Active | Strong |
| 8 | FNZ | Wealth management infrastructure | $2.6B | 3 | April 2025 | $500M | Equity funding | Existing institutional shareholders | Acquired | Partial |
| 9 | Affirm | Buy-now-pay-later financing | $2.4B | 11 | January 2021 | $1.2B | IPO | GIC, Durable Capital, Lightspeed | IPO | Strong |
| 10 | Checkout.com | Global payment processing | $1.8B | 4 | January 2022 | $1.0B | Series D | Altimeter, Dragoneer, GIC | Active | Full |
| 11 | Monzo | UK digital bank | $1.8B | 13 | March 2025 | Undisclosed | Series I | GIC | Active | Strong |
| 12 | Marqeta | Modern card issuing platform | $1.8B | 10 | June 2021 | $1.2B | IPO | Coatue, Visa, ICONIQ | IPO | Strong |
| 13 | N26 | European mobile bank | $1.7B | 8 | October 2021 | $900M | Series E | Third Point Ventures, Coatue, Dragoneer | Active | Strong |
| 14 | Revolut | Global financial superapp | $1.7B | 8 | July 2021 | $800M | Series E | SoftBank Vision Fund 2, Tiger Global | Active | Strong |
| 15 | Airwallex | Global business payments platform | $1.7B | 13 | June 2026 | $320M | Series H | Addition, Baillie Gifford, QED Investors | Active | Strong |
| 16 | PhonePe | Indian digital payments platform | $1.6B | 4 | October 2025 | $600M | Growth Equity | General Atlantic, Walmart, Ribbit Capital | Active | Partial |
| 17 | iCapital | Alternative investment platform | $1.5B | 13 | July 2025 | $820M | Growth equity | T. Rowe Price, SurgoCap, State Street | Active | Partial |
| 18 | Plaid | Financial data connectivity APIs | $1.4B | 7 | April 2025 | $575M | Later-stage equity | Franklin Templeton, Fidelity, BlackRock | Active | Strong |
| 19 | Pine Labs | Merchant payments and commerce tools | $1.4B | 13 | November 2025 | $469M | IPO | Public investors, Morgan Stanley, Nomura | IPO | Strong |
| 20 | Trade Republic | European investment app | $1.3B | 4 | June 2022 | $268M | Series C extension | Ontario Teachers’, Sequoia, TCV | Active | Strong |
| 21 | Brex | Corporate spend management platform | $1.2B | 7 | January 2022 | $300M | Series D-2 | Greenoaks, TCV | Active | Strong |
| 22 | Carta | Equity management software | $1.2B | 8 | August 2021 | $500M | Series G | Silver Lake, Andreessen Horowitz, Spark Capital | Active | Strong |
| 23 | Judo Bank | SME-focused Australian challenger bank | $1.2B | 5 | November 2021 | $493M | IPO | Public investors, Bain Capital Credit, Tikehau | IPO | Strong |
| 24 | Figure | Blockchain lending platform | $1.2B | 6 | September 2025 | $788M | IPO | Goldman Sachs, Jefferies, BofA Securities | IPO | Partial |
| 25 | Toss | Korean financial super app | $1.1B | 7 | December 2022 | $405M | Series G | Tonic PE, KDB, Altos Ventures | Active | Partial |
| 26 | Varo Bank | Digital consumer bank | $1.1B | 8 | January 2025 | $124M | Series G | Existing investor, TPG, Warburg Pincus | Active | Partial |
| 27 | Wealthsimple | Canadian wealth platform | $1.1B | 8 | October 2025 | $402M | Growth equity | Dragoneer, GIC, CPP Investments | Active | Partial |
| 28 | Ualá | Latin American neobank | $1.1B | 6 | March 2026 | $195M | Equity financing | Allianz X, Stone Ridge, Tencent | Active | Strong |
| 29 | Starling Bank | UK digital consumer bank | $1.1B | 13 | April 2022 | $166M | Series D extension | Goldman Sachs, Fidelity, QIA | Active | Strong |
| 30 | Rapyd | Fintech-as-a-service platform | $1.0B | 9 | March 2025 | $250M | Later-stage equity | Fidelity, BlackRock, Target Global | Active | Strong |
| 31 | eToro | Social trading investment platform | $1.0B | 8 | May 2025 | $620M | IPO | Public-market investors | IPO | Strong |
| 32 | Creditas | Secured consumer lending platform | $987M | 7 | December 2025 | $108M | Series G | Andbank, Fidelity, SoftBank | Active | Strong |
| 33 | Zopa | UK digital bank | $968M | 16 | December 2024 | $87M | Series H | A.P. Moller Holding, SilverStripe, Augmentum | Active | Strong |
| 34 | OakNorth | SME lending and credit intelligence | $962M | 5 | February 2019 | $440M | Growth equity | SoftBank Vision Fund, Clermont Group | Active | Strong |
| 35 | Mollie | European payments platform | $940M | 3 | June 2021 | $800M | Series C | Blackstone Growth, EQT Growth, General Atlantic | Active | Full |
| 36 | Neon | Brazilian digital bank | $924M | 10 | July 2025 | $25M | Series E / extension | Not fully disclosed | Active | Partial |
| 37 | Bolt | One-click e-commerce checkout | $888M | 5 | January 2022 | $355M | Series E | BlackRock, Schonfeld, Invus Opportunities | Active | Partial |
| 38 | Atom Bank | UK app-based bank | $852M | 11 | November 2023 | $122M | Equity | BBVA, Toscafund, Infinity | Active | Partial |
| 39 | WeLab | Asian digital banking platform | $851M | 6 | January 2026 | $220M | Series D | Prudential Hong Kong, HKIC, HSBC | Active | Partial |
| 40 | Cross River Bank | Embedded banking infrastructure | $798M | 4 | March 2026 | $50M | Common equity | T. Rowe Price, existing investors | Active | Strong |
| 41 | Addepar | Wealth data platform | $759M | 8 | May 2025 | $230M | Series G | Vitruvian Partners, WestCap, 8VC | Active | Strong |
| 42 | Upgrade | Consumer credit platform | $750M | 6 | October 2025 | $165M | Series G Preferred | Neuberger Berman, LuminArx, DST Global | Active | Strong |
| 43 | Razorpay | Payments and business banking platform | $742M | 8 | December 2021 | $375M | Series F | Lone Pine Capital, Alkeon Capital, TCV | Active | Full |
| 44 | Solaris | Banking-as-a-service platform | $736M | 9 | February 2025 | $144M | Series G | SBI Group, Boerse Stuttgart, BBVA | Active | Strong |
| 45 | Lunar | Nordic digital banking platform | $726M | 12 | January 2026 | $55M | Growth equity | Heartland, Orbit Alliance, 100A | Active | Strong |
| 46 | Qonto | SME business banking | $717M | 7 | April 2022 | $5M | Late-stage extension | Not fully disclosed | Active | Strong |
| 47 | Wealthfront | Automated wealth management platform | $690M | 7 | December 2025 | $485M | IPO | Public-market investors | IPO | Strong |
| 48 | Thought Machine | Cloud-native core banking software | $688M | 6 | October 2025 | $60M | Other Equity | Temasek, Nyca Partners, JPMorgan Chase | Active | Partial |
| 49 | SumUp | Merchant payments platform | $685M | 8 | December 2023 | $307M | Series E / growth | Sixth Street Growth, Bain Capital, Fin Capital | Active | Partial |
| 50 | Avant | Online consumer lending platform | $655M | 6 | November 2015 | $325M | Series E | General Atlantic, J.P. Morgan, Tiger Global | Active | Partial |
| 51 | Melio | SMB B2B payments platform | $654M | 6 | October 2024 | $150M | Series E | Fiserv, Shopify Ventures, Capital One Ventures | Acquired | Full |
| 52 | Stash | Consumer investing and banking app | $606M | 9 | May 2025 | $146M | Series H | Goodwater Capital, USV, StepStone | Active | Partial |
| 53 | Acorns | Micro-investing savings app | $588M | 11 | March 2022 | $300M | Series F | TPG, BlackRock, Bain Capital Ventures | Active | Partial |
| 54 | BharatPe | Merchant payments and lending | $584M | 5 | August 2021 | $370M | Series E | Tiger Global, Dragoneer, Steadfast Capital | Active | Partial |
| 55 | Tipalti | Payables automation platform | $553M | 8 | December 2021 | $270M | Series F | G Squared, Marshall Wace, Counterpoint Global | Active | Strong |
| 56 | Scalable Capital | European investing and brokerage platform | $553M | 5 | June 2025 | $175M | Late-stage equity | Sofina, Noteus Partners, Balderton Capital | Active | Strong |
| 57 | DriveWealth | Embedded brokerage API infrastructure | $542M | 6 | August 2021 | $450M | Series D | Insight Partners, Accel, SoftBank | Active | Strong |
| 58 | GoCardless | Direct bank payments network | $540M | 9 | February 2022 | $312M | Series G | Permira, BlackRock Private Equity Partners | Active | Full |
| 59 | Akulaku | Southeast Asian digital finance platform | $525M | 4 | December 2022 | $200M | Strategic investment | MUFG | Active | Partial |
| 60 | Allica Bank | Digital SME business bank | $495M | 4 | February 2026 | $155M | Series D | Ventura Capital, GLG, TCV | Active | Partial |
| 61 | Clearco | Ecommerce growth financing | $495M | 5 | October 2023 | $60M | Series D | Inovia Capital, Founders Circle Capital | Active | Partial |
| 62 | HighRadius | Finance automation software | $484M | 4 | March 2021 | $300M | Series C | D1 Capital Partners, Tiger Global, ICONIQ Growth | Active | Full |
| 63 | ClearBank | Embedded clearing bank | $477M | 7 | March 2022 | $230M | Series E | Apax Digital, PPF, CFFI Ventures | Active | Strong |
| 64 | Flutterwave | African payments infrastructure | $475M | 4 | February 2022 | $250M | Series D | B Capital Group, Alta Park Capital, Whale Rock Capital | Active | Strong |
| 65 | EBANX | Latin America cross-border payments | $460M | 2 | June 2021 | $430M | Series C | Advent International | Active | Strong |
| 66 | Clip | Mexican merchant payments platform | $458M | 4 | June 2024 | $100M | Late-stage investment | Morgan Stanley Tactical Value | Active | Partial |
| 67 | Mambu | Cloud core banking platform | $446M | 5 | December 2021 | $266M | Series E | EQT Growth, TCV, Bessemer Venture Partners | Active | Full |
| 68 | Mercury | Startup banking and finance | $446M | 4 | March 2025 | $300M | Series C | Sequoia Capital, Coatue, CRV | Active | Partial |
| 69 | Public.com | Retail investing social platform | $421M | 10 | February 2021 | $220M | Series D | Accel, Greycroft, Lakestar | Active | Strong |
| 70 | Divvy | Corporate cards and expenses | $411M | 4 | January 2021 | $165M | Series D | Hanaco, PayPal Ventures, Whale Rock | Acquired | Partial |
| 71 | Navi | Loans, insurance and UPI | $400M | 1 | March 2020 | $400M | Founder equity | Sachin Bansal | Active | Partial |
| 72 | Wise | Cross-border money transfer platform | $396M | 7 | November 2017 | $280M | Series E | IVP, Valar Ventures, Andreessen Horowitz | IPO | Partial |
| 73 | Kredivo | Southeast Asian digital credit platform | $390M | 4 | March 2023 | $270M | Series D | Mizuho Bank, Square Peg, Jungle Ventures | Active | Partial |
| 74 | Fundbox | SMB credit platform | $384M | 5 | November 2021 | $100M | Series D | HOOPP, Allianz X, Khosla Ventures | Active | Strong |
| 75 | Konfio | Mexican SME finance platform | $378M | 5 | September 2021 | $235M | Series E | Tarsadia Capital, QED Investors, SoftBank | Active | Strong |
| 76 | bunq | European mobile banking platform | $373M | 4 | April 2024 | $31M | Growth equity | Ali Niknam, Pollen Street Capital, Raymond Kasiman | Active | Strong |
| 77 | Tink | Open banking APIs | $359M | 12 | April 2021 | $47M | Series D+ | Dawn Capital, Eurazeo Growth, Insight Partners | Acquired | Strong |
| 78 | dLocal | Emerging-market payments platform | $350M | 2 | April 2021 | $150M | Pre-IPO growth equity | Alkeon Capital, Tiger Global | IPO | Full |
| 79 | Betterment | Automated robo-advisory platform | $335M | 7 | September 2021 | $60M | Series F | Treasury, Kinnevik, Bessemer | Active | Full |
| 80 | Tala | Mobile credit for underbanked | $335M | 4 | October 2021 | $145M | Series E | Upstart, Stellar Development Foundation, Kindred Ventures | Active | Partial |
| 81 | M1 Finance | Automated personal finance app | $333M | 6 | July 2021 | $150M | Series E | SoftBank Vision Fund 2 | Active | Full |
| 82 | TrueLayer | Open banking payments APIs | $322M | 10 | February 2026 | Undisclosed | Series E extension | Northzone, Temasek, Anthemis | Active | Strong |
| 83 | Pipe | Revenue financing marketplace | $316M | 4 | May 2021 | $250M | Strategic Equity | Greenspring Associates, Counterpoint Global, CreditEase | Active | Full |
| 84 | Tandem Bank | Greener digital bank | $309M | 11 | June 2023 | $25M | Late-stage / regulatory capital | Headline, Ascension, Quilam Capital | Active | Partial |
| 85 | Chipper Cash | Cross-border African payments | $302M | 6 | November 2021 | $150M | Series C extension | FTX, SVB Capital, Deciens Capital | Active | Strong |
| 86 | Alpaca | Brokerage infrastructure API platform | $289M | 7 | January 2026 | $150M | Series D | Drive Capital, Kraken, SBI | Active | Strong |
| 87 | Tide | SME banking platform | $288M | 4 | September 2025 | $120M | Growth Equity | TPG, Apax | Active | Strong |
| 88 | Zilch | BNPL payments platform | $280M | 5 | June 2022 | $50M | Series C Extension | Ventura Capital, Gauss Ventures, Goldman Sachs | Active | Partial |
| 89 | BlueVine | SMB banking platform | $276M | 5 | November 2019 | $103M | Series F | ION Crossover, Lightspeed, Menlo Ventures | Active | Strong |
| 90 | Monese | Mobile multi-currency accounts | $269M | 11 | May 2024 | Undisclosed | Series C | Tera Ventures, HSBC, Investec | Acquired | Partial |
| 91 | Branch | Emerging-market mobile banking app | $251M | 4 | April 2019 | $170M | Series C | Foundation Capital, Visa, Andreessen Horowitz | Active | Partial |
| 92 | Payhawk | Spend management platform | $239M | 5 | March 2022 | $100M | Series B extension | Lightspeed Venture Partners, Sprints Capital, Endeavor | Active | Full |
| 93 | Finix | Full-stack payment processing | $208M | 7 | October 2024 | $75M | Series C | Acrew Capital, Leap Global, Lightspeed Venture Partners | Active | Partial |
| 94 | Funding Societies | Southeast Asia SME lending | $202M | 4 | December 2024 | $25M | Equity Investment | Cool Japan Fund | Active | Strong |
| 95 | Currencycloud | Cross-border payments infrastructure | $196M | 12 | January 2020 | $80M | Series E | Visa, Sapphire Ventures, BNP Paribas | Acquired | Strong |
| 96 | Modern Treasury | Payment operations software | $183M | 5 | March 2022 | $50M | Series C extension | SVB Capital, Salesforce Ventures, Altimeter Capital | Active | Strong |
| 97 | Kueski | Mexican BNPL and consumer lending | $112M | 3 | December 2021 | $102M | Series C equity portion | StepStone Group, OnePrime Capital, Glisco Partners | Active | Partial |
| 98 | Rho | Corporate banking and spend | $95M | 3 | December 2021 | $75M | Series B | Dragoneer Investment Group, DFJ Growth, M13 | Active | Full |
| 99 | Dwolla | Bank transfer payment infrastructure | $65M | 6 | July 2021 | $21M | Venture / growth | Foundry Group, Park West, Union Square Ventures | Acquired | Partial |
Key funding trends in the FinTech market
Insights
- Stripe, Robinhood, and SoFi raised $21.8B combined, showing how much FinTech capital concentrated around payments, brokerage, and consumer finance platforms
- Stripe alone raised more than Airwallex, N26, Revolut, Plaid, and Trade Republic combined, making Stripe an outlier even among global FinTech leaders
- Payments is the deepest FinTech funding category, with Stripe, Checkout.com, Airwallex, Pine Labs, Mollie, Razorpay, GoCardless, EBANX, Flutterwave, dLocal, and Currencycloud passing $17B combined
- Digital banking is unusually global, with Nubank, Monzo, N26, Ualá, Starling, Zopa, Lunar, bunq, and Chipper Cash covering Latin America, Europe, Africa, and the Nordics
- Corporate spend and finance operations are more concentrated, but Ramp, Brex, Tipalti, HighRadius, Payhawk, Modern Treasury, and Rho still raised roughly $5.0B together
- Open banking and bank-payment infrastructure produced strong exits, with Marqeta and dLocal reaching IPO status while Tink and Currencycloud were acquired by major payment networks
- Late private FinTech rounds often sit between $250M and $900M, which shows how much capital category leaders needed before public listings or long private-market expansion
- Latin American FinTech remains highly investable, with Nubank, Ualá, Creditas, EBANX, Konfio, and dLocal raising about $6.5B across banking, credit, payments, and infrastructure
A few word about our methodology
As you can see, we built a database that ranks startups in the FinTech market based on their total cumulative fundraising. To create this ranking, we reviewed many sources and cross-checked information across multiple places.
Whenever possible, we prioritized official company communications, since they are the most reliable source for funding amounts. When those were not available, we relied on reputable industry sources such as TechCrunch, Crunchbase, Financial Times or Forbes (to name a few).
We excluded random blogs, unverified websites, and any sources that could not be validated.
When funding rounds were announced in other currencies such as euros, Swiss francs, Singapore dollars, Australian dollars, or rupees, we converted them into approximate USD equivalents for consistency.
Sometimes different sources report slightly different numbers, or the exact round size is not fully disclosed. In those cases, we flag the uncertainty and assign a confidence label to each startup, visible in the last column.
Here is what they mean.
Full confidence: The company’s equity fundraising history can be reconstructed completely from public sources. The rounds, dates, amounts, and key investors are clearly identified, with no meaningful gaps.
Strong confidence: The fundraising history is largely complete and reliable. There may be a small missing detail, such as incomplete investor information or a minor round with limited data, but the overall record is clear.
Partial confidence: The main fundraising rounds can be identified, but the record is incomplete or somewhat mixed. Some rounds may be missing or certain funding events may be difficult to separate clearly.
Low confidence: Public information is too limited, inconsistent, or ambiguous to reliably reconstruct the company’s equity fundraising history.
When the confidence level is too low, we take a conservative approach and exclude the company from the ranking. We don’t want to include data that cannot be reliably verified.
In a world where LLMs hallucinate and unreliable information is everywhere, our goal is simple: provide data you can trust.
If you want the full detail on a specific calculation, feel free to contact us and we will gladly explain.
Finally, know that we update the dataset once per month, so come back here if you need fresh information.
Related blog posts
- What are the key fundraising trends in the FinTech market?
- The highest-valued startups in the FinTech market
- What does funding activity look like in the FinTech market?
- A complete overview of funding deals in the FinTech market
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