Which startups have raised the most funding in the FinTech market?

Last updated: 13 July 2026

market research pitch 2026

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This article tracks the top startups in the FinTech market, ranked by total cumulative funding raised.

We update this FinTech startup list every month, so the ranking stays useful as new rounds, IPOs, and acquisitions happen.

The dataset covers payments, neobanks, lending, wealth, brokerage, spend management, open banking, and financial infrastructure.

A quick summary table

Metric Value
Most funded startup Stripe, $8.8B raised
Second most funded startup Robinhood, $7.6B raised
Largest funding round Stripe, $6.5B Series I in March 2023
Median funding $655M
Share of funding captured by the top 10 About 41.6%
Median time since last round About 49 months
Startups that raised funding in the last 12 months 21 startups
FinTech startups with IPO status 18 startups
FinTech startups with acquired status 7 startups
Active private FinTech startups in the ranking 74 startups

Top startups in the FinTech market ranked by total funding raised

Here is an updated table that ranks the top startups in the FinTech market based on the total amount of funding they have raised to date.

The table also includes the total number of funding rounds, the date and size of the latest round, the financing type (e.g. Series A, equity financing), key investors, the startup’s current status (active, IPO, acquired, or shut down), and a confidence score based on the data collected (we excluded startups with very low data confidence, to make sure everything is reliable).

# Startup What They Do Total Raised ($) Total Rounds Last Round Date Last Round Amount ($) Last Round Type Key Investors Current Stage Confidence
1 Stripe Online payments infrastructure $8.8B 13 March 2023 $6.5B Series I Andreessen Horowitz, Founders Fund, GIC Active Strong
2 Robinhood Commission-free investing app $7.6B 10 July 2021 $1.9B IPO Ribbit Capital, ICONIQ, Sequoia IPO Strong
3 SoFi Digital personal finance platform $5.4B 8 May 2021 $2.4B SPAC / PIPE Social Capital Hedosophia, QIA, SoftBank IPO Strong
4 Nubank Latin American digital bank $4.3B 11 December 2021 $2.6B IPO Public market investors IPO Strong
5 Klarna Buy now pay later $4.3B 12 September 2025 $200M IPO Public market investors IPO Partial
6 Chime Consumer digital banking app $3.8B 10 June 2025 $699M IPO Public market investors IPO Partial
7 Ramp Corporate spend management $3.1B 11 June 2026 $750M Series F ICONIQ, GIC, Ontario Teachers’ Pension Plan Active Strong
8 FNZ Wealth management infrastructure $2.6B 3 April 2025 $500M Equity funding Existing institutional shareholders Acquired Partial
9 Affirm Buy-now-pay-later financing $2.4B 11 January 2021 $1.2B IPO GIC, Durable Capital, Lightspeed IPO Strong
10 Checkout.com Global payment processing $1.8B 4 January 2022 $1.0B Series D Altimeter, Dragoneer, GIC Active Full
11 Monzo UK digital bank $1.8B 13 March 2025 Undisclosed Series I GIC Active Strong
12 Marqeta Modern card issuing platform $1.8B 10 June 2021 $1.2B IPO Coatue, Visa, ICONIQ IPO Strong
13 N26 European mobile bank $1.7B 8 October 2021 $900M Series E Third Point Ventures, Coatue, Dragoneer Active Strong
14 Revolut Global financial superapp $1.7B 8 July 2021 $800M Series E SoftBank Vision Fund 2, Tiger Global Active Strong
15 Airwallex Global business payments platform $1.7B 13 June 2026 $320M Series H Addition, Baillie Gifford, QED Investors Active Strong
16 PhonePe Indian digital payments platform $1.6B 4 October 2025 $600M Growth Equity General Atlantic, Walmart, Ribbit Capital Active Partial
17 iCapital Alternative investment platform $1.5B 13 July 2025 $820M Growth equity T. Rowe Price, SurgoCap, State Street Active Partial
18 Plaid Financial data connectivity APIs $1.4B 7 April 2025 $575M Later-stage equity Franklin Templeton, Fidelity, BlackRock Active Strong
19 Pine Labs Merchant payments and commerce tools $1.4B 13 November 2025 $469M IPO Public investors, Morgan Stanley, Nomura IPO Strong
20 Trade Republic European investment app $1.3B 4 June 2022 $268M Series C extension Ontario Teachers’, Sequoia, TCV Active Strong
21 Brex Corporate spend management platform $1.2B 7 January 2022 $300M Series D-2 Greenoaks, TCV Active Strong
22 Carta Equity management software $1.2B 8 August 2021 $500M Series G Silver Lake, Andreessen Horowitz, Spark Capital Active Strong
23 Judo Bank SME-focused Australian challenger bank $1.2B 5 November 2021 $493M IPO Public investors, Bain Capital Credit, Tikehau IPO Strong
24 Figure Blockchain lending platform $1.2B 6 September 2025 $788M IPO Goldman Sachs, Jefferies, BofA Securities IPO Partial
25 Toss Korean financial super app $1.1B 7 December 2022 $405M Series G Tonic PE, KDB, Altos Ventures Active Partial
26 Varo Bank Digital consumer bank $1.1B 8 January 2025 $124M Series G Existing investor, TPG, Warburg Pincus Active Partial
27 Wealthsimple Canadian wealth platform $1.1B 8 October 2025 $402M Growth equity Dragoneer, GIC, CPP Investments Active Partial
28 Ualá Latin American neobank $1.1B 6 March 2026 $195M Equity financing Allianz X, Stone Ridge, Tencent Active Strong
29 Starling Bank UK digital consumer bank $1.1B 13 April 2022 $166M Series D extension Goldman Sachs, Fidelity, QIA Active Strong
30 Rapyd Fintech-as-a-service platform $1.0B 9 March 2025 $250M Later-stage equity Fidelity, BlackRock, Target Global Active Strong
31 eToro Social trading investment platform $1.0B 8 May 2025 $620M IPO Public-market investors IPO Strong
32 Creditas Secured consumer lending platform $987M 7 December 2025 $108M Series G Andbank, Fidelity, SoftBank Active Strong
33 Zopa UK digital bank $968M 16 December 2024 $87M Series H A.P. Moller Holding, SilverStripe, Augmentum Active Strong
34 OakNorth SME lending and credit intelligence $962M 5 February 2019 $440M Growth equity SoftBank Vision Fund, Clermont Group Active Strong
35 Mollie European payments platform $940M 3 June 2021 $800M Series C Blackstone Growth, EQT Growth, General Atlantic Active Full
36 Neon Brazilian digital bank $924M 10 July 2025 $25M Series E / extension Not fully disclosed Active Partial
37 Bolt One-click e-commerce checkout $888M 5 January 2022 $355M Series E BlackRock, Schonfeld, Invus Opportunities Active Partial
38 Atom Bank UK app-based bank $852M 11 November 2023 $122M Equity BBVA, Toscafund, Infinity Active Partial
39 WeLab Asian digital banking platform $851M 6 January 2026 $220M Series D Prudential Hong Kong, HKIC, HSBC Active Partial
40 Cross River Bank Embedded banking infrastructure $798M 4 March 2026 $50M Common equity T. Rowe Price, existing investors Active Strong
41 Addepar Wealth data platform $759M 8 May 2025 $230M Series G Vitruvian Partners, WestCap, 8VC Active Strong
42 Upgrade Consumer credit platform $750M 6 October 2025 $165M Series G Preferred Neuberger Berman, LuminArx, DST Global Active Strong
43 Razorpay Payments and business banking platform $742M 8 December 2021 $375M Series F Lone Pine Capital, Alkeon Capital, TCV Active Full
44 Solaris Banking-as-a-service platform $736M 9 February 2025 $144M Series G SBI Group, Boerse Stuttgart, BBVA Active Strong
45 Lunar Nordic digital banking platform $726M 12 January 2026 $55M Growth equity Heartland, Orbit Alliance, 100A Active Strong
46 Qonto SME business banking $717M 7 April 2022 $5M Late-stage extension Not fully disclosed Active Strong
47 Wealthfront Automated wealth management platform $690M 7 December 2025 $485M IPO Public-market investors IPO Strong
48 Thought Machine Cloud-native core banking software $688M 6 October 2025 $60M Other Equity Temasek, Nyca Partners, JPMorgan Chase Active Partial
49 SumUp Merchant payments platform $685M 8 December 2023 $307M Series E / growth Sixth Street Growth, Bain Capital, Fin Capital Active Partial
50 Avant Online consumer lending platform $655M 6 November 2015 $325M Series E General Atlantic, J.P. Morgan, Tiger Global Active Partial
51 Melio SMB B2B payments platform $654M 6 October 2024 $150M Series E Fiserv, Shopify Ventures, Capital One Ventures Acquired Full
52 Stash Consumer investing and banking app $606M 9 May 2025 $146M Series H Goodwater Capital, USV, StepStone Active Partial
53 Acorns Micro-investing savings app $588M 11 March 2022 $300M Series F TPG, BlackRock, Bain Capital Ventures Active Partial
54 BharatPe Merchant payments and lending $584M 5 August 2021 $370M Series E Tiger Global, Dragoneer, Steadfast Capital Active Partial
55 Tipalti Payables automation platform $553M 8 December 2021 $270M Series F G Squared, Marshall Wace, Counterpoint Global Active Strong
56 Scalable Capital European investing and brokerage platform $553M 5 June 2025 $175M Late-stage equity Sofina, Noteus Partners, Balderton Capital Active Strong
57 DriveWealth Embedded brokerage API infrastructure $542M 6 August 2021 $450M Series D Insight Partners, Accel, SoftBank Active Strong
58 GoCardless Direct bank payments network $540M 9 February 2022 $312M Series G Permira, BlackRock Private Equity Partners Active Full
59 Akulaku Southeast Asian digital finance platform $525M 4 December 2022 $200M Strategic investment MUFG Active Partial
60 Allica Bank Digital SME business bank $495M 4 February 2026 $155M Series D Ventura Capital, GLG, TCV Active Partial
61 Clearco Ecommerce growth financing $495M 5 October 2023 $60M Series D Inovia Capital, Founders Circle Capital Active Partial
62 HighRadius Finance automation software $484M 4 March 2021 $300M Series C D1 Capital Partners, Tiger Global, ICONIQ Growth Active Full
63 ClearBank Embedded clearing bank $477M 7 March 2022 $230M Series E Apax Digital, PPF, CFFI Ventures Active Strong
64 Flutterwave African payments infrastructure $475M 4 February 2022 $250M Series D B Capital Group, Alta Park Capital, Whale Rock Capital Active Strong
65 EBANX Latin America cross-border payments $460M 2 June 2021 $430M Series C Advent International Active Strong
66 Clip Mexican merchant payments platform $458M 4 June 2024 $100M Late-stage investment Morgan Stanley Tactical Value Active Partial
67 Mambu Cloud core banking platform $446M 5 December 2021 $266M Series E EQT Growth, TCV, Bessemer Venture Partners Active Full
68 Mercury Startup banking and finance $446M 4 March 2025 $300M Series C Sequoia Capital, Coatue, CRV Active Partial
69 Public.com Retail investing social platform $421M 10 February 2021 $220M Series D Accel, Greycroft, Lakestar Active Strong
70 Divvy Corporate cards and expenses $411M 4 January 2021 $165M Series D Hanaco, PayPal Ventures, Whale Rock Acquired Partial
71 Navi Loans, insurance and UPI $400M 1 March 2020 $400M Founder equity Sachin Bansal Active Partial
72 Wise Cross-border money transfer platform $396M 7 November 2017 $280M Series E IVP, Valar Ventures, Andreessen Horowitz IPO Partial
73 Kredivo Southeast Asian digital credit platform $390M 4 March 2023 $270M Series D Mizuho Bank, Square Peg, Jungle Ventures Active Partial
74 Fundbox SMB credit platform $384M 5 November 2021 $100M Series D HOOPP, Allianz X, Khosla Ventures Active Strong
75 Konfio Mexican SME finance platform $378M 5 September 2021 $235M Series E Tarsadia Capital, QED Investors, SoftBank Active Strong
76 bunq European mobile banking platform $373M 4 April 2024 $31M Growth equity Ali Niknam, Pollen Street Capital, Raymond Kasiman Active Strong
77 Tink Open banking APIs $359M 12 April 2021 $47M Series D+ Dawn Capital, Eurazeo Growth, Insight Partners Acquired Strong
78 dLocal Emerging-market payments platform $350M 2 April 2021 $150M Pre-IPO growth equity Alkeon Capital, Tiger Global IPO Full
79 Betterment Automated robo-advisory platform $335M 7 September 2021 $60M Series F Treasury, Kinnevik, Bessemer Active Full
80 Tala Mobile credit for underbanked $335M 4 October 2021 $145M Series E Upstart, Stellar Development Foundation, Kindred Ventures Active Partial
81 M1 Finance Automated personal finance app $333M 6 July 2021 $150M Series E SoftBank Vision Fund 2 Active Full
82 TrueLayer Open banking payments APIs $322M 10 February 2026 Undisclosed Series E extension Northzone, Temasek, Anthemis Active Strong
83 Pipe Revenue financing marketplace $316M 4 May 2021 $250M Strategic Equity Greenspring Associates, Counterpoint Global, CreditEase Active Full
84 Tandem Bank Greener digital bank $309M 11 June 2023 $25M Late-stage / regulatory capital Headline, Ascension, Quilam Capital Active Partial
85 Chipper Cash Cross-border African payments $302M 6 November 2021 $150M Series C extension FTX, SVB Capital, Deciens Capital Active Strong
86 Alpaca Brokerage infrastructure API platform $289M 7 January 2026 $150M Series D Drive Capital, Kraken, SBI Active Strong
87 Tide SME banking platform $288M 4 September 2025 $120M Growth Equity TPG, Apax Active Strong
88 Zilch BNPL payments platform $280M 5 June 2022 $50M Series C Extension Ventura Capital, Gauss Ventures, Goldman Sachs Active Partial
89 BlueVine SMB banking platform $276M 5 November 2019 $103M Series F ION Crossover, Lightspeed, Menlo Ventures Active Strong
90 Monese Mobile multi-currency accounts $269M 11 May 2024 Undisclosed Series C Tera Ventures, HSBC, Investec Acquired Partial
91 Branch Emerging-market mobile banking app $251M 4 April 2019 $170M Series C Foundation Capital, Visa, Andreessen Horowitz Active Partial
92 Payhawk Spend management platform $239M 5 March 2022 $100M Series B extension Lightspeed Venture Partners, Sprints Capital, Endeavor Active Full
93 Finix Full-stack payment processing $208M 7 October 2024 $75M Series C Acrew Capital, Leap Global, Lightspeed Venture Partners Active Partial
94 Funding Societies Southeast Asia SME lending $202M 4 December 2024 $25M Equity Investment Cool Japan Fund Active Strong
95 Currencycloud Cross-border payments infrastructure $196M 12 January 2020 $80M Series E Visa, Sapphire Ventures, BNP Paribas Acquired Strong
96 Modern Treasury Payment operations software $183M 5 March 2022 $50M Series C extension SVB Capital, Salesforce Ventures, Altimeter Capital Active Strong
97 Kueski Mexican BNPL and consumer lending $112M 3 December 2021 $102M Series C equity portion StepStone Group, OnePrime Capital, Glisco Partners Active Partial
98 Rho Corporate banking and spend $95M 3 December 2021 $75M Series B Dragoneer Investment Group, DFJ Growth, M13 Active Full
99 Dwolla Bank transfer payment infrastructure $65M 6 July 2021 $21M Venture / growth Foundry Group, Park West, Union Square Ventures Acquired Partial

Key funding trends in the FinTech market

Insights

  • Stripe, Robinhood, and SoFi raised $21.8B combined, showing how much FinTech capital concentrated around payments, brokerage, and consumer finance platforms
  • Stripe alone raised more than Airwallex, N26, Revolut, Plaid, and Trade Republic combined, making Stripe an outlier even among global FinTech leaders
  • Payments is the deepest FinTech funding category, with Stripe, Checkout.com, Airwallex, Pine Labs, Mollie, Razorpay, GoCardless, EBANX, Flutterwave, dLocal, and Currencycloud passing $17B combined
  • Digital banking is unusually global, with Nubank, Monzo, N26, Ualá, Starling, Zopa, Lunar, bunq, and Chipper Cash covering Latin America, Europe, Africa, and the Nordics
  • Corporate spend and finance operations are more concentrated, but Ramp, Brex, Tipalti, HighRadius, Payhawk, Modern Treasury, and Rho still raised roughly $5.0B together
  • Open banking and bank-payment infrastructure produced strong exits, with Marqeta and dLocal reaching IPO status while Tink and Currencycloud were acquired by major payment networks
  • Late private FinTech rounds often sit between $250M and $900M, which shows how much capital category leaders needed before public listings or long private-market expansion
  • Latin American FinTech remains highly investable, with Nubank, Ualá, Creditas, EBANX, Konfio, and dLocal raising about $6.5B across banking, credit, payments, and infrastructure

A few word about our methodology

As you can see, we built a database that ranks startups in the FinTech market based on their total cumulative fundraising. To create this ranking, we reviewed many sources and cross-checked information across multiple places.

Whenever possible, we prioritized official company communications, since they are the most reliable source for funding amounts. When those were not available, we relied on reputable industry sources such as TechCrunch, Crunchbase, Financial Times or Forbes (to name a few).

We excluded random blogs, unverified websites, and any sources that could not be validated.

When funding rounds were announced in other currencies such as euros, Swiss francs, Singapore dollars, Australian dollars, or rupees, we converted them into approximate USD equivalents for consistency.

Sometimes different sources report slightly different numbers, or the exact round size is not fully disclosed. In those cases, we flag the uncertainty and assign a confidence label to each startup, visible in the last column.

Here is what they mean.

Full confidence: The company’s equity fundraising history can be reconstructed completely from public sources. The rounds, dates, amounts, and key investors are clearly identified, with no meaningful gaps.

Strong confidence: The fundraising history is largely complete and reliable. There may be a small missing detail, such as incomplete investor information or a minor round with limited data, but the overall record is clear.

Partial confidence: The main fundraising rounds can be identified, but the record is incomplete or somewhat mixed. Some rounds may be missing or certain funding events may be difficult to separate clearly.

Low confidence: Public information is too limited, inconsistent, or ambiguous to reliably reconstruct the company’s equity fundraising history.

When the confidence level is too low, we take a conservative approach and exclude the company from the ranking. We don’t want to include data that cannot be reliably verified.

In a world where LLMs hallucinate and unreliable information is everywhere, our goal is simple: provide data you can trust.

If you want the full detail on a specific calculation, feel free to contact us and we will gladly explain.

Finally, know that we update the dataset once per month, so come back here if you need fresh information.

Who is the author of this content?

NEW MARKET PITCH TEAM

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